Touring a model home can make it easy to focus on finishes and floor plans, but there is much more to evaluate before signing a builder contract. If you are comparing houses for sale new construction, asking the right questions about pricing, timelines, upgrades, financing, inspections, and warranties can help you understand exactly what you are buying.
Here are 12 questions worth discussing before moving forward.
1. What Is Included in the Base Price?
Ask for a clear explanation of standard features.
Model homes often display upgrades that may cost extra.
Confirm what is included for:
- Flooring
- Cabinets
- Countertops
- Appliances
- Lighting
- Landscaping
- Outdoor areas
Smith Family Homes currently lists granite countertops, LVP flooring, stainless steel appliances, and open living areas among features of the Gwinnett Plan.
2. Which Upgrades Are Available?
Upgrades can significantly change your final purchase price.
Ask which selections can still be modified and when decisions need to be finalized.
Some options disappear once construction reaches a certain stage.
3. What Is the Expected Completion Date?
New construction dates can shift because of weather, materials, inspections, labor availability, or permitting.
Ask for both the projected completion date and what the contract says about possible delays.
If you are selling another home or relocating, build flexibility into your moving plans.
4. How Much Is the Deposit?
Builder deposits may work differently from earnest money on a resale transaction.
Ask:
- How much is required?
- When is it due?
- Is any portion refundable?
- Are upgrade deposits refundable?
The answers should appear in the contract.
5. Can I Use My Own Lender?
Some builders offer financing incentives through preferred lenders.
You may still want to compare another lender’s rate, fees, and closing costs before choosing. Zillow notes that builder incentives are often tied to preferred financing arrangements.
6. Can I Have an Independent Inspection?
The answer should ideally be clear before signing.
New homes still benefit from independent inspection.
Depending on timing, buyers may consider inspections before drywall and again near completion.
7. What Does the Builder Warranty Cover?
Ask for the warranty documents before closing.
Review:
- Workmanship coverage
- Systems coverage
- Structural coverage
- Exclusions
- Claim procedures
- Reporting deadlines
The FTC recommends understanding both what is covered and what is excluded.
8. What Community Costs Should I Expect?
Your monthly housing budget can include more than the mortgage.
Ask about:
- HOA fees
- Community amenities
- Special assessments
- Property taxes
- Insurance considerations
Understanding these costs makes it easier to compare communities accurately.
9. What Amenities Are Available?
Different communities appeal to different buyers.
Smith Family Homes currently markets developments in Kingsland and Brunswick, including Settlers Hammock, NorthShore, and Covington Pointe. Amenities and surroundings vary between communities.
Evaluate the neighborhood based on how you will actually use it.
10. How Close Is the Home to Work and Daily Needs?
Drive the route yourself when possible.
Check access to:
- Employment
- Schools
- Grocery stores
- Healthcare
- Recreation
- Major roads
Military buyers may particularly value access to Kings Bay Naval Base, while Brunswick buyers may prioritize proximity to the Golden Isles.
11. Who Represents Me in the Transaction?
The builder’s sales representative works for the builder.
Buyers may choose independent real estate representation to help review options, ask questions, and manage the transaction.
Builder registration rules can affect representation, so it is useful to understand them before the first model-home visit.
12. What Happens at the Final Walkthrough?
The final walkthrough is an opportunity to identify unfinished or damaged items before closing.
Create a punch list covering issues such as:
- Paint
- Doors
- Fixtures
- Flooring
- Cabinets
- Appliances
- Exterior details
Document agreed corrections and understand when they will be completed.
Ask Questions Before You Commit
A new home may offer modern finishes and fewer immediate repair concerns, but the purchase still deserves careful due diligence.
If you are evaluating houses for sale new construction, Dannielle Grassa can help you compare Smith Family Homes communities, understand available floor plans and features, and arrange an in-person or virtual property tour.
